Driving Inclusive Insurance Innovation Across Africa


Millions across Africa live without a safety net.
"Traditional insurance models leave out the informal sector, youth, women, and underserved communities. When disaster strikes, there’s no cushion — just a long climb back." That’s not just risky. It’s unjust.
BimaLab Pipelines Presents
Infinite Possibilities
Our Impact So Far
Stakeholders United
for Inclusive Insurance
The BimaLab Model
The BimaLab Experience
1
Ideation
Early-stage innovators and entrepreneurs are introduced to the program. Ideas are refined to address Africa’s protection gap through inclusive, tech-driven insurance solutions.
2
Development
Teams receive mentorship, technical guidance, and regulatory insights to shape and test their business models. Emphasis is on product design, customer value, and market readiness.
3
Acceleration
Insurtechs gain access to funding opportunities, strategic partnerships, and investor networks. They pilot and validate their solutions, building traction and scaling operations.
4
Scaling
High-potential ventures are supported to expand into new markets, strengthen regulatory alignment, and scale innovations that improve resilience for underserved communities across Africa.
Why BimaLab
Startup Acceleration
Regulatory Engagement
Ecosystem Collaboration
Pan African Reach
Case Studies
Real Stories, Real Impact
BimaLab
2025 Cohort
Testimonials
“Working with BimaLab has been pivotal for Chari’s mission to bring financial protection to Morocco’s small retail entrepreneurs. Through mentorship and technical input from the BimaLab Accelerator, we refined our credit risk model, improved supplier and distribution integrations, and strengthened our capacity to offer embedded insurance alongside our fintech offerings. The partnership accelerated our ability to deliver products that are not only innovative, but relevant and trusted by merchants who have historically been excluded from formal risk protection.”
Sophia Alj
Co‑founder - Chari Morocco

“BimaLab did more than accelerate our business, it helped us deepen our impact. With BimaLab’s support, we refined our climate‑index insurance product for smallholder farmers using AI and blockchain, improving reliability and speed of payouts. We also gained crucial support in navigating regulatory requirements, enabling us to reach farmers across Uganda and East Africa who had never had access to formal risk protection. BimaLab’s insistence on customer‑centred, gender‑aware product design means we are not just reaching more farmers; we’re supporting those most vulnerable.”
Watson Matsa
Co‑founder, eSusFarm Africa

“BimaLab Accelerator provided critical guidance for WellaHealth to integrate climate resilience into our health‑insurance innovations. From understanding gendered health risk burdens to designing communication strategies that build trust with underserved women, the support we received enabled us to scale more responsibly and inclusively. Our work is stronger because we learnt how to center our product around lived realities, not just technical specifications.”
Ikpeme Neto
Founder and CEO, WellaHealth

“Participating in the BimaLab Accelerator transformed how Malipo Circles thinks about risk and inclusion. Through the mentorship, regulatory guidance, and investor matching we received, we were able to refine our governance‑rules architecture so that savings and loan groups, informal cooperatives, and community circles now have structured insurance‑based risk transfer options built in. The result: our members now operate with greater trust, transparency, and resilience. Thanks to BimaLab, we are pioneering financial protection for people often overlooked in the formal insurance market.”
Erick Oyugi
Founder & CEO, Malipo Circles

Joining BimaLab sharpened Turaco’s focus on product design, regulatory alignment, and inclusion. With support from the programme, we have enhanced our claims turnaround, improved accessibility of premiums, and expanded partnerships. BimaLab helped us create even more measurable impact, extending cover to those who most needed it, in ways that are practical and sustainable. BimaLab has also been invaluable in unlocking regulatory bottlenecks to enable us to launch new innovative products and new markets.”
Ted Pantone
Founder and CEO, Turaco

“BimaLab pushed Inclusivity Solutions to elevate both our ambition and our execution. With their coaching and ecosystem connections, we refined our embedded insurance infrastructure and open‑API platform, enabling us to reach more customers across Africa with simpler, affordable cover. Because of this partnership, we are more confident in our ability to co‑create insurance products that truly respond to gender‑specific needs and strengthen resilience for the underserved.”
Jeremy Leach
Founder and Executive Director, Inclusivity Solutions

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