Saglan Wajee Hospital: Revolutionizing Healthcare Insurance in Ethiopia
Poor Quality Health care
In rural Ethiopia, thousands of families face financial barriers to healthcare. In Holeta Town, Oromia, Saglan Wajee General Hospital recognized this gap and set out to become Ethiopia’s first full-fledged health insurance provider.
Quality healthcare should never depend on your bank balance.
The BimaLab Solution
Through the BimaLab Insurtech Accelerator, Saglan Wajee gained:
• Venture-building expertise
• Exposure to leading insurers like Jubilee & AAR in Kenya
• Regulatory access to Ethiopia’s National Bank after 14 years without new health insurance licenses
The Result
The result? Efoy 1.0—a micro-health insurance product for low- and middle-income families, covering essential medical services at affordable premiums.
We build a better digital future.
Meet Nurae Gutu Chala – a café owner who insures her children for as little as 400 birr ($4) annually. Even after premiums rose to 960 birr ($9.50), her family renewed—valuing new benefits like MRI and medication coverage.
Insured lives covered so far
Saglan Wajee has already protected more than 2,100 individuals, giving families peace of mind and access to quality care.
of regulatory silence broken to issue their license
After 14 years without new health insurance approvals, Saglan Wajee’s license marks a historic breakthrough in Ethiopia’s healthcare sector.
